Flow Finance was founded by a team of financial professionals who have been lending responsibly and ethically for over two decades. Our team knows that sometimes debt is unavoidable. At times, you need some extra cash to get you through a tight spot or to take advantage of an unmissable opportunity. Flow Finance is here to help you smooth the road, lighten your load and get you back in the flow of life.

Flow Finance is a registered credit provider and we are overseen by the National Credit Act 34 of 2005. We take our role as fair, honest and transparent credit providers seriously, and we are dedicated to making your borrowing experience as stress-free as possible. At Flow Finance we believe in transparency, in open communication and in working together to lend you money responsibly. There are no hidden fees, and you can choose exactly how much you want to borrow and for how long. However, we want to empower you to make smart financial choices and will only lend you money that we see that you can afford to pay back.