Unexpected expenses are a part of life. Let us help you get back on track with quick cash loans.
How much money do you need?
R 500
One Month Only
1 day
The date you need to repay your loan.
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How much you will need to repay.
R 0
The amount displayed is for indicative purposes only. The final approved loan amount and terms will be confirmed in your official loan agreement.
Loan Amount
How much money do you need?
R 500
Loan Term
One Month Only
1 day
Repayment Amount
How much you will need to repay.
R 0
Repayment Date
The date you need to repay your loan.
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Interest
How much interest you will pay.
R 0
Fees
Total amount of fees you will pay.
R 0
X
Interest
Is calculated at the rate of 5% per month on the deferred amount (loan amount + (initiation fee + VAT)) for the first loan of the calendar year. For all loans for the same client in the same calendar year, interest will be charged at 3% per month.
Service Fees
R60.00 per month + VAT. For the first calendar month the number of days left will be charged pro-rata (Divide R60.00/number of days of calendar month) x days left of the month). For the next calendar month, it will be charged in full.
Credit Life Cover
Charged at R5.50 per R1000.00 of the deferred amount (Loan amount + (Initiation fee + VAT)). This covers death, retrenchment and disability (including temporary disability).
The amount displayed is for indicative purposes only. The final approved loan amount and terms will be confirmed in your official loan agreement.
Interest
How much interest you will pay
R 4.17
Interest
Is calculated at the rate of 5% per month on the deferred amount (loan amount + (initiation fee + VAT)) for the first loan of the calendar year. For all loans for the same client in the same calendar year, interest will be charged at 3% per month.
Fees
Total amount of fees you will pay
R 69
Service Fees
R60.00 per month + VAT. For the first calendar month the number of days left will be charged pro-rata (Divide R60.00/number of days of calendar month) x days left of the month). For the next calendar month, it will be charged in full.
Credit Life Cover
Charged at R5.50 per R1000.00 of the deferred amount (Loan amount + (Initiation fee + VAT)). This covers death, retrenchment and disability (including temporary disability).
1. Pick Your Loan Amount Decide how much you need.
2. Verify Your Identity We’ll do a quick check to make sure it’s really you-this helps keep the scammers away!
3. Fill Out a Simple Application Just a few details from you so we can run a background and credit check.
4. Get Your Cash If you qualify, the money is yours! Just pay it back on the date we agreed on.
5. Apply from Anywhere You can do all of this from the comfort of your own space.
6. Got Questions? Reach out to us anytime! [email protected]
P.S. Don’t forget to set up the debit order for your loan repayment. We will guide you every step of the way — without that, we can’t give you your money!
Fees & Interest are based on regulations set out in Chapter 5 of the NCA no.34 of 2005.
Flow Finance promotes responsible lending, please do not expose yourself to credit if you know you cannot afford it.
